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Master Your Money

Multiply Your Real Estate Moves.

Whether you’re dreaming of a home or just dreaming of peace of mind, my
Spending Planner helps you take control of your money, ditch the debt, and start
building real wealth.

Are you ready to be in control of your money?

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Why You'll Love the Spending Planner

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Testimonials

It keeps me organized and accountable. Tracking my expenses on spreadsheets has always been a preference. But I never wanted to be bothered with how to format it and structure it. Having this tracker ready to go was great and allowed me the opportunity to just jump in and do it

“I really loved it. It was scary because I know I need a lot of work. Especially with the sudden loss of 75% of one of my income sources. The little message that changes at the bottom is genius.

Very useful tool for taking control of your budget/home finances. Easy to use and modify for personal expenses.

The planner was very well organized and covered all the key categories that I expected. I also appreciated the fact that it focused on allocating every dollar to maximize both spending and savings. I also like that the section that provides a baseline of recommended spending percentage for all of the categories which helps to give yourself other goals of adjusting your spending even further if possible. The Video instructions were also great.

This one is the easiest and most practical. I never felt overwhelmed while using it.

This tracker is different because it breaks the budget down based on my paycheck. Instead of a monthly planner (I dont get paid monthly) I have the flexibility to plan my expenses based on the pay period.

This spending planner is great for seeing the overall impact of my total monthly income in advance to identify any potential issues ahead of time when it comes to spending. Other planners will show you only once you've spent your money, and also only show you that you've spent money rather than how it will affect you. Much easier to see where to make adjustments with this spending planner.

This is for you if

Certified Financial Coach, Realtor®, & Registered Nurse

Why This Planner Was Made for You

Hi, I’m Kathleen—and I created this Spending Planner because I know what it’s like to feel overwhelmed by money with lots of debt and living paycheck to paycheck. I’ve worn many hats: a nurse, a wife, a mom, a businesswoman—and in every role, I’ve seen how stress about finances can steal your peace, your joy, and your vision for the future. I wasn’t spending recklessly—I just didn’t have a system that worked for me...something that gave me clarity, control, and the freedom to actually breathe.

So I built one.

It started as a tool I created for my own household. Something simple, visual, and real a way to plan every dollar without feeling restricted and over time, it helped me and my family eliminate debt, save consistently, and move confidently toward our goals including investing in real estate and building wealth we can pass down. But what really changed everything for me wasn’t just the math it was the mindset.

What Financial Freedom Really Means to Me

To me, financial freedom isn’t about being rich. It’s about being able to make decisions from a place of peace, not panic. It’s about choosing what’s best for your family, not what’s just barely affordable. Freedom means being able to give when God says give.

To go where He leads...

And to live with purpose instead of pressure. I created this tool because I wanted others to experience that same peace not in the distant future, but starting right now, with what you already have.

Why It’s Biblically Rooted

This entire process is rooted in the Word. God calls us to be faithful stewards to manage what He’s given us with wisdom, discipline, and grace. That’s what Proverbs 21:5 reminds us: “The plans of the diligent lead surely to abundance.”

This Spending Planner is about more than numbers. It’s about renewing your mind, being intentional, and aligning your finances with your faith and your future. I truly believe that financial freedom is part of your calling—not just so you can have more, but so you can do more, give more, and live from a place of abundance. If this resonates with you, you don’t have to do it alone. "I’m here to walk with you whether you’re buying your first home, your next one, or just trying to take control of where your money is going."

The Spending Planner is your first step.

Let’s take it together.

This planner changed my life. And now, I’m sharing it with you because I want it to change yours too.

Want more help on your journey?

DIY Financial Reset Workshop:

THE MEAL PREP

90-Day Coaching Program:

THE FULL PLATE EXPERIENCE

This isn’t just another budgeting spreadsheet—this is the first step to your breakthrough

Download Your Spending Planner – Only $7 for a Limited Time

Is this a subscription?

Once you purchase the Spending planner, it's yours for life. Feel free to copy and download it to make it personalized for you.

Do I need Excel or Google Sheets?

A link will be provided to where you can access it even if you don't have Excel. It's preferred to have a computer, tablet, or laptop in order to use it efficiently the first time when setting it up.

What if I’m bad with money?

This is for you! This is for the imperfect and those that are on their journey to walk in financial freedom. We are always on a journey so lets walk it together!
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