Master Your Money
Multiply Your Real Estate Moves.
Whether you’re dreaming of a home or just dreaming of peace of mind, my
Spending Planner helps you take control of your money, ditch the debt, and start
building real wealth.
Are you ready to be in control of your money?
Available Now
For a limited time
Why You'll Love the Spending Planner
- Know where your money is going each month
- Stay on top of your bills and spending without stress
- Save and plan for your next home or investment property
- Pay off debt faster and feel more in control
- Start building wealth with a plan that actually works
Looking for more support?
What You Get
- Zero-based Spending Planner spreadsheet
- Video Walkthrough & Instructions
Testimonials
The planner was very well organized and covered all the key categories that I expected. I also appreciated the fact that it focused on allocating every dollar to maximize both spending and savings. I also like that the section that provides a baseline of recommended spending percentage for all of the categories which helps to give yourself other goals of adjusting your spending even further if possible. The Video instructions were also great.
This spending planner is great for seeing the overall impact of my total monthly income in advance to identify any potential issues ahead of time when it comes to spending. Other planners will show you only once you've spent your money, and also only show you that you've spent money rather than how it will affect you. Much easier to see where to make adjustments with this spending planner.
This is for you if
- You’re done living paycheck to paycheck
- You’re ready to eliminate debt once and for all
- You’re planning to buy or build generational wealth
- You want a simple plan that actually works
Certified Financial Coach, Realtor®, & Registered Nurse
Why This Planner Was Made for You
Hi, I’m Kathleen—and I created this Spending Planner because I know what it’s like to feel overwhelmed by money with lots of debt and living paycheck to paycheck. I’ve worn many hats: a nurse, a wife, a mom, a businesswoman—and in every role, I’ve seen how stress about finances can steal your peace, your joy, and your vision for the future. I wasn’t spending recklessly—I just didn’t have a system that worked for me...something that gave me clarity, control, and the freedom to actually breathe.
So I built one.
It started as a tool I created for my own household. Something simple, visual, and real a way to plan every dollar without feeling restricted and over time, it helped me and my family eliminate debt, save consistently, and move confidently toward our goals including investing in real estate and building wealth we can pass down. But what really changed everything for me wasn’t just the math it was the mindset.
What Financial Freedom Really Means to Me
To me, financial freedom isn’t about being rich. It’s about being able to make decisions from a place of peace, not panic. It’s about choosing what’s best for your family, not what’s just barely affordable. Freedom means being able to give when God says give.
To go where He leads...
And to live with purpose instead of pressure.
I created this tool because I wanted others to experience that same peace not in the
distant future, but starting right now, with what you already have.
Why It’s Biblically Rooted
This entire process is rooted in the Word. God calls us to be faithful stewards to manage what He’s given us with wisdom, discipline, and grace. That’s what Proverbs 21:5 reminds us: “The plans of the diligent lead surely to abundance.”
This Spending Planner is about more than numbers. It’s about renewing your mind, being intentional, and aligning your finances with your faith and your future. I truly believe that financial freedom is part of your calling—not just so you can have more, but so you can do more, give more, and live from a place of abundance. If this resonates with you, you don’t have to do it alone. "I’m here to walk with you whether you’re buying your first home, your next one, or just trying to take control of where your money is going."
The Spending Planner is your first step.
Let’s take it together.
This planner changed my life. And now, I’m sharing it with you because I want it to change yours too.
Want more help on your journey?
DIY Financial Reset Workshop:
THE MEAL PREP
- For the motivated self-starter who’s ready to get their money right without waiting on anyone else.
- This self-paced program gives you practical tools and simple, proven strategies based on biblical principles to manage your money, ditch the stress, and set yourself up for long-term financial success. Move at your own pace, learn real-life money skills, and start making confident decisions with your cash.
90-Day Coaching Program:
THE FULL PLATE EXPERIENCE
- A 90-day journey where I’ll be your accountability partner, walking with you step by step. Together, we’ll personalize your spending plan, tackle your financial goals, and get you house-ready—or simply in control of your money for good. You don’t have to do this alone anymore.